CURRENT PROGRAMS OFFERED BY ARBOR MORTGAGE
CONFORMING FIXED RATE PRODUCTS 30 Year fixed interest rate loans 20 Year fixed interest rate loans 15 Year fixed interest rate loans 10 Year fixed interest rate loans 5 Year fixed interest rate loans	FIRST TIME HOME BUYER LOANS My Community Mortgage Program - 97% LTV financing, seller pays all buyers closing costs and prepaid charges. Use of gift funds is OK. Reduced MI costs. You can get into a home for as little as 3% of the sale price. Flex 97 Program - 3% downpayment from many sources, seller can pay all closing costs & prepaid charges. Lower rates than the My Community Mortgage Program, but full MI charges.
Adjustable rate mortgages 10 Year A. R. M. - Fixed for first 10 years 7 Year A. R. M.  - Fixed for first 7 years 5 Year A. R. M.  - Fixed for first 5 years 3 Year A. R. M.  - Fixed for first 3 years 1 Year A. R. M.  - Fixed for first year	SELF EMPLOYED LOANS Many loan products available, fixed, adjustable, and interest only. Please call for these programs
INTEREST ONLY LOAN PRODUCTS An interest only option can be added to most loan products.  Please call for details	JUMBO LOAN PRODUCTS 30 Year to 10 year fixed rate products 10 Year to 1 year A.R.M. products Interest only products Current jumbo loan limit is $417,001.00